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Best platforms in 2026
After testing fees, regulation, tools and usability, these are our top picks for UK investors.
Best overall
4.8 / 5.0
Over 38 million investors have joined eToro to invest, copy experienced traders, and connect through a global social investing platform.
Best for active traders
4.4 / 5.0
Backed by 50+ years of experience, IG gives access to 16,000+ global markets, commission free investing, and FCA regulated platforms.
Best for low-fee trading
4.4 / 5.0
XTB offers access to 11,100+ instruments, commission free share investing, and FCA regulated protection for UK investors.
View the full list of reviewed platforms
psyfi knowledge hub
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money knowledge
Clear guides, platform comparisons and market insights across crypto, trading, investing and forex.
How to buy, store and manage crypto safely in the UK.
Understand trading, risk and strategy before you place your first trade.
Where and how to invest in the UK, explained step by step.
Learn how currency markets work and how to trade them in the UK.
Interactive Brokers platform offers powerful tools and global market access, but its complexity may overwhelm new investors. Advanced traders will find it a perfect match.
Low fees
Fund protection
Interactive Brokers platform offers powerful tools and global market access, but its complexity may overwhelm new investors. Advanced traders will find it a perfect match.
Low fees
Fund protection
Interactive Brokers platform offers powerful tools and global market access, but its complexity may overwhelm new investors. Advanced traders will find it a perfect match.
Low fees
Fund protection
Interactive Brokers platform offers powerful tools and global market access, but its complexity may overwhelm new investors. Advanced traders will find it a perfect match.
Low fees
Fund protection
We use a structured review framework to assess every platform consistently. Our analysis focuses on fees, regulation, tools and real world usability so you can make informed decisions.
We verify FCA authorisation, client fund protection and FSCS eligibility. Safety and transparency come first in every review.
We break down spreads, FX charges, inactivity fees and hidden costs so you understand what you actually pay.
We test desktop and mobile apps, execution speed and trading features to evaluate real usability.
We assess learning resources, research quality and customer support to see how well platforms serve different investors.
Learn how to start investing online
Understand the main ways to invest, what the risks are and how to choose the right approach for your goals.
Founder of psyfi money
“Financial decisions shape your future. psyfi money exists to cut through complexity, test platforms properly, and give people clear, independent insight they can trust.”
psyfi money is an independent platform covering investing, trading, crypto and broader money strategy. We publish clear guides, platform reviews and market insights designed to help people make smarter financial decisions.
Yes. psyfi money operates independently and follows a structured review framework. Rankings are based on analysis of fees, regulation, tools and usability, not commercial influence.
psyfi money may earn commissions when users open accounts through partner links. These partnerships do not affect our methodology, scoring or editorial standards.
No. psyfi money provides research and educational content, not personalised financial advice. Always consider your own circumstances before making investment decisions.
We assess platforms using a structured framework covering regulation, fees, product range, tools and user experience. Our team tests platforms directly to evaluate real-world usability and overall performance.